{"id":1090,"date":"2025-02-27T13:01:46","date_gmt":"2025-02-27T13:01:46","guid":{"rendered":"https:\/\/ubbank.io\/?page_id=1090"},"modified":"2025-02-27T16:23:44","modified_gmt":"2025-02-27T16:23:44","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/ubbank.io\/?page_id=1090","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1090\" class=\"elementor elementor-1090\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2fdf08 e-con-full e-flex e-con e-parent\" data-id=\"a2fdf08\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-a841d1e e-con-full e-flex e-con e-child\" data-id=\"a841d1e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e0e5a8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"5e0e5a8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1536\" height=\"233\" src=\"https:\/\/ubbank.io\/wp-content\/uploads\/2025\/02\/logo2.png\" class=\"attachment-full size-full wp-image-1156\" alt=\"\" srcset=\"https:\/\/ubbank.io\/wp-content\/uploads\/2025\/02\/logo2.png 1536w, https:\/\/ubbank.io\/wp-content\/uploads\/2025\/02\/logo2-300x46.png 300w, https:\/\/ubbank.io\/wp-content\/uploads\/2025\/02\/logo2-1024x155.png 1024w, https:\/\/ubbank.io\/wp-content\/uploads\/2025\/02\/logo2-768x117.png 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95720d3 e-con-full e-flex e-con e-child\" data-id=\"95720d3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec4662c elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"ec4662c\" data-element_type=\"widget\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<nav class=\"ekit-wid-con ekit_menu_responsive_tablet\" \n\t\t\tdata-hamburger-icon=\"\" \n\t\t\tdata-hamburger-icon-type=\"icon\" \n\t\t\tdata-responsive-breakpoint=\"1024\">\n\t\t\t            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\"  type=\"button\" aria-label=\"hamburger-icon\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-main-menu\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-main-menu\" class=\"elementskit-navbar-nav elementskit-menu-po-right submenu-click-on-icon\"><li id=\"menu-item-618\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-618 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/\" class=\"ekit-menu-nav-link menu-link\">Home<\/a><\/li>\n<li id=\"menu-item-1069\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1069 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1053\" class=\"ekit-menu-nav-link menu-link\">About<\/a><\/li>\n<li id=\"menu-item-1208\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1208 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1186\" class=\"ekit-menu-nav-link menu-link\">UBBank Audit &#038; Compliance<\/a><\/li>\n<li id=\"menu-item-1209\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1209 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1185\" class=\"ekit-menu-nav-link menu-link\">Asset Protection<\/a><\/li>\n<li id=\"menu-item-1210\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1210 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1184\" class=\"ekit-menu-nav-link menu-link\">Financial Analysis<\/a><\/li>\n<li id=\"menu-item-1215\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1215 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1187\" class=\"ekit-menu-nav-link menu-link\">Client Support &#038; Financial Assistance<\/a><\/li>\n<li id=\"menu-item-1068\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1068 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1054\" class=\"ekit-menu-nav-link menu-link\">Contact us<\/a><\/li>\n<li id=\"menu-item-1070\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1070 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/ubbank.io\/?page_id=1046\" class=\"ekit-menu-nav-link menu-link\">FAQS<\/a><\/li>\n<\/ul><div class=\"elementskit-nav-identity-panel\"><button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button><\/div><\/div>\t\t\t\n\t\t\t<div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div>        <\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-458df61 e-flex e-con-boxed e-con e-parent\" data-id=\"458df61\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef0fdf elementor-widget elementor-widget-text-editor\" data-id=\"6ef0fdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"text-align: left;\"><strong>Terms and Conditions<\/strong><\/h2><h5><strong> Acceptance of Terms<\/strong><\/h5><p style=\"text-align: left;\">By accessing and using Ubbank &#8216; website and services, users agree to abide by these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue use of the services.<\/p><h5><strong> Scope of Services<\/strong><\/h5><p style=\"text-align: left;\">Ubbank provides financial auditing, compliance oversight, decentralized investment regulation, and legal entity verification. Our services are subject to regulatory changes and updates as required by international compliance standards.<\/p><h5><strong> User Responsibilities<\/strong><\/h5><h4>Users must provide <strong>accurate and truthful information<\/strong>.<\/h4><p>Users agree <strong>not to engage in any fraudulent, unlawful, or abusive activities<\/strong> on our platform.<\/p><p>Users shall <strong>comply with all applicable laws and regulations<\/strong> while using our services.<\/p><h4><strong> Limitation of Liability<\/strong><\/h4><p style=\"text-align: left;\">Ubbank provides compliance, auditing, and regulatory advisory services for informational purposes only. The company is not responsible for any financial decisions made by users based on the information provided on this website. Users are solely responsible for their financial and investment choices.<\/p><h4><strong> Intellectual Property<\/strong><\/h4><p style=\"text-align: left;\">All content, branding, logos, and intellectual property displayed on our website are owned by Ubbank and may not be used or reproduced without prior written consent.<\/p><h4><strong> Termination of Access<\/strong><\/h4><p style=\"text-align: left;\">Ubbank reserves the right to suspend or terminate user access for violations of these Terms and Conditions.<\/p><h4><strong> Governing Law &amp; Dispute Resolution<\/strong><\/h4><p style=\"text-align: left;\">These Terms and Conditions are governed by the relevant laws of <strong>[Applicable Jurisdiction]<\/strong>. Any disputes shall be resolved through arbitration or legal proceedings in accordance with the applicable laws.<\/p><h4><strong> Amendments to These Terms<\/strong><\/h4><p style=\"text-align: left;\">Ubbank reserves the right to modify these Terms and Conditions at any time. Users will be notified of significant changes via email or website announcements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e6a8ab e-flex e-con-boxed e-con e-parent\" data-id=\"8e6a8ab\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36539e4 elementor-widget elementor-widget-text-editor\" data-id=\"36539e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">\u00a9 2025 <strong>Uncovered Balances Bank \u2013 <\/strong><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"http:\/\/www.ubbank.io\/\"><strong>www.ubbank.io<\/strong><\/a> <\/span>&#8211; All Rights Reserved<\/span><br \/><span style=\"color: #ffffff;\"><strong>Regulatory Partnering Entities: Regulatory Authority for Frozen Assets (RAFA) &amp; International Financial Compliance Fund (IFCF)<\/strong><\/span><br \/><span style=\"color: #ffffff;\"><strong><a href=\"https:\/\/ubbank.io\/?page_id=1091\">Privacy Policy <\/a>| <a href=\"https:\/\/ubbank.io\/?page_id=1090\">Terms &amp; Conditions<\/a> | <a href=\"https:\/\/ubbank.io\/?page_id=1054\">Contact Us<\/a><\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Contact us About FAQS X Terms and Conditions Acceptance of Terms By accessing and using Ubbank &#8216; website and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1090","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/pages\/1090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ubbank.io\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1090"}],"version-history":[{"count":25,"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/pages\/1090\/revisions"}],"predecessor-version":[{"id":1168,"href":"https:\/\/ubbank.io\/index.php?rest_route=\/wp\/v2\/pages\/1090\/revisions\/1168"}],"wp:attachment":[{"href":"https:\/\/ubbank.io\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}